California Consumer Privacy Notice
Effective Date: 07/03/2025
Provided by: Good Consumer Credit LLC
Overview
This California Consumer Privacy Notice (“Notice”) is issued by Good Consumer Credit LLC (“Company,” “we,” “us,” or “our”) in accordance with the California Consumer Privacy Act of 2018 (CCPA). This Notice is intended solely for California residents (“consumers,” “you,” or “your”) and should be read in conjunction with our Privacy Policy.
We are providing this Notice to explain how we handle your personal information—that is, any data that identifies, describes, or could reasonably be linked to you, your household, or your devices. It also outlines the rights you have under the CCPA and how you can exercise them.
Information We Collect and Use
Under the CCPA, businesses may collect up to eleven categories of personal information. Within the last 12 months, Good Consumer Credit LLC has collected information falling under the following categories:
- Identifiers (e.g., name, address, email)
- Personal records (e.g., account details)
- Protected classification characteristics (e.g., age, gender)
- Commercial data (e.g., transaction history)
- Inferences drawn from personal data
Sources of Personal Information
We collect personal information from several sources:
- Directly from you, via forms, service signups, or purchases.
- Indirectly from your interactions, including usage patterns on our website.
- From third-party sources, such as advertising networks, social platforms, or analytics tools.
How We Use This Information
We use your personal data to:
- Provide and fulfill services or transactions you request
- Manage and secure your account
- Personalize your experience across platforms
- Conduct advertising and promotional campaigns (with your consent when required)
- Maintain the security and integrity of our systems and services
- Offer customer support and address service-related concerns
- Improve our services through research, testing, and analytics
- Comply with legal obligations and industry standards
Disclosure of Information
We may disclose your personal information to:
- Affiliated entities within Good Consumer Credit LLC
- Service providers with whom we have binding contracts to protect your data
- Financial institutions, but only when you explicitly direct us to do so
In the past 12 months, we disclosed the following categories of data for business purposes:
- A: Identifiers
- B: California Customer Records
- C: Protected classifications
- D: Commercial information
- K: Inferences from personal data
Sale of Personal Information
Although the term "sale" under the CCPA is broadly defined, we may have sold the following categories of personal information in the past year:
- A, B, C, D, K (as above)
These were sold only with your explicit opt-in to:
- Financial institutions, such as debt settlement providers and lenders
Your Rights Under the CCPA
🔍 Right to Know / Access
You may request details on:
- What categories of data we collect
- Where we obtain it
- How we use it
- With whom we share it
- Specific pieces of personal data we have collected about you
🗃 Right to Data Portability
You may request a copy of your personal information in a portable format.
❌ Right to Delete
You can request we delete your personal data unless it's necessary for:
- Fulfilling services
- Security and fraud prevention
- Legal compliance
- Research that’s in the public interest
- Internal uses that align with your expectations
🚫 Right to Opt Out of Sale
To request that your information not be sold, please contact us here
How to Submit a Request
To exercise any of the rights above:
- Contact us at support@goodconsumercredit.com
- Call our toll-free number: 833-339-3812
Only you, or someone legally authorized to act on your behalf, may submit a request.
Please note:
- You may make two requests per 12-month period
- We will verify your identity through multi-factor authentication and/or existing data
- We cannot fulfill your request unless we can confirm your identity
Response Timeline
We aim to respond to verifiable requests within 45 days. If more time is needed (up to a total of 90 days), we’ll notify you.
- If you have an online account with us, responses will be delivered there.
- If not, you can choose email or postal delivery.
Non-Discrimination
We will never discriminate against you for exercising your rights under the CCPA. We will not:
- Deny you goods or services
- Charge different prices
- Offer different levels of service
Do Not Track
We do not currently respond to browser-based Do Not Track (DNT) signals or similar mechanisms.
Third parties may not collect your data across sites when visiting our site.
Shine the Light – California Civil Code § 1798.83
California residents may also request details about the disclosure of their personal data to third parties for direct marketing purposes.
To submit such a request, contact us at:
📧 support@goodconsumercredit.com
📮 Good Consumer Credit LLC, 5830 E 2nd St Ste 7000 Casper, WY 82609
Updates to This Notice
We may update this Notice from time to time. Updates will be posted to our website with a new “Effective Date.” Your continued use of our services confirms acceptance of the updated policy.
Contact Us
Have questions about this Notice or your data rights?
Good Consumer Credit LLC
📞 Phone: 833-339-3812
✉️ Email: support@goodconsumercredit.com
